When I was little, I was very poor, and, although I didn’t like not having what I needed or what I wanted, being rich sounded like an evil thing from what I heard. Amassing wealth sounded like a very selfish thing to do.

Eventually, I changed my money mindset. It no longer was “the root of all evil” and it became something I believe God wants us to have in abundance. I decided I didn’t want to be the unprofitable…wicked and slothful servant that was cast into outer darkness with all the weeping and the gnashing of teeth deal the parable of the talents talks about in the New Testament.

17 Powerful Principles For Amassing Wealth

T. Harv Eker, in his book titled Secrets of the Millionaire Mind, Mastering The Inner Game Of Wealth, claims to be able to predict anyone’s financial future in just 5 minutes by figuring out their “money and success blueprint,” which refers to the way learned to think about money during childhood, and that determines whether we will achieve financial success.

Harv Eker also shares what he calls the “Wealth Files:” 17 specific ways rich people think and act. I’m going to share those with you today, because being rich is a good goal. Imagine all the people, causes, and communities you will be able to bless when your income increases.

Rich people believe “I create my life.” Poor people believe “Life happens to me.“ Whenever I find myself blaming, complaining, or justifying, I question my beliefs and look where I can take personal responsibility to improve my results.

Rich people play the money game to win. Poor people play the money game to not lose. This is not about optimism, this is about increasing your sense of deserving and understanding that you were born to win.

Rich people are committed to being rich. Poor people want to be rich. I Commitment is one of my core values, and it goes beyond saying you want something. You must put in the time, effort, and energy to bring it to fruition. 

Rich people think big. Poor people think small. I thought this was an unfair generalization, at first, but I have understood that everything is created twice and in order to see something materialize, you have to first think it and believe it.

Rich people focus on opportunities. Poor people focus on obstacles. I’ve met so many mom entrepreneurs with great potential and discovered that they were stuck because they only saw why they couldn’t achieve what they wanted.

Rich people admire other rich and successful people. Poor people resent rich and successful people. I always say you cannot attract what you detract. If you judge wealthy people, it is very unlikely that wealth will come to you.

Rich people associate with positive, successful people. Poor people associate with negative or unsuccessful people. My dad always says “not everyone is worthy of my kingdom.” Be protective of your mindset and energy!

Rich people are willing to promote themselves and their value. Poor people think negatively about selling and promotion. Selling is serving and there is no transformation without a transaction. Not selling or promoting is selfish!

Rich people are bigger than their problems. Poor people are smaller than their problems. We are all bigger than our problems when we access The Source of solutions, but we must be willing to ask, believe, and receive.

Rich people are excellent receivers. Poor people are poor receivers. Receiving is an act of humility (to the self), honor (to the giver), and respect to the laws and principles God implemented (harvest, reciprocity, circulation).

Rich people choose to get paid based on results. Poor people choose to get paid based on time. I believe that we were all given gifts that can bless others and when we deliver valuable results, we deserve to get paid for them. 

Rich people think “both”. Poor people think “either/or”. All things are possible with God and His plans are not for you to settle but for you to prosper and to live life in abundance – in all areas of life!

Rich people focus on their net worth. Poor people focus on their working income. I think the key in this principle is the vision to build something meaningful, to leave a legacy, and to create generational wealth.

Rich people manage their money well. Poor people mismanage their money well. Being wealthy requires discipline, time, and skill, and thankfully, you either have these or have the ability develop them. You’ve got this!

Rich people have their money work hard for them. Poor people work hard for their money. “I work hard” can be a crutch for many people. Work is a divine principle, but so is balance!

Rich people act in spite of fear. Poor people let fear stop them. At our core, we all feel fear, but we are responsible for how we choose to react to fear.

Rich people constantly learn and grow. Poor people think “they already know.” People who stay stuck often refuse to consider a new perspective. They are not willing to drop their story or to unlearn their ways. Being rich takes humility. 

I think these principles make great sense and I’ve seen many of them at work in my life. I definitely need to work on #10. The last few years, I’ve become more conscious about the fact that receiving [help, compliments, gifts] is a good thing… and it blesses the giver, too!

Your Beliefs About Money

Do you see money as a source of stress and pressure or a source of joy and contribution?

How do you view rich people?

Do you love money?

You’ve probably heard that “…the love of money is the root of all evil…,” as I did in my youth. Somehow we have taken Scripture verses out of context to signify that God doesn’t want us to be prosperous, to live in financial wealth, and overall abundance. 

In contrast, many modern philosophers believe that “the lack of money is the root of all evil.” I have experienced a great deal of financial poverty, scarcity, and deficit, and neither have led me to take unlawful, unethical, immoral actions. Whether I have money or don’t, I am driven by a desire to improve myself, overcome obstacles, and contribute to others.

What actions related to money have “caused you to err” or to live in bondage, feeling miserable, tormented, and depressed? What positive lesson has come from this that you can carry into your NEW life?

Money expands and magnifies the expression of you already are. 

I invite you to adopt a new belief: God created all things for His children to enjoy. Money is a blessing that comes as an exchange for utilizing our God-given talents, skills, and inner power. Money is a necessary tool to live a life of freedom, joy, and meaning with those you love.

God wants you to live in prosperity, to “open the windows of Heaven” to you and yours, to “pour out blessings” of wealth,  and “do immeasurably more than all [you] ask or imagine.” He created you so you could have joy and so you could take dominion of what He created.

As you learn a new money mindset and put these principles to work in your life, you will start seeing positive changes in your financial reality.

Which of these principles to amass wealth most surprised you? Which principles do you firmly believe in? Which single principle do you choose to work on? Share your a-ha moment with us.

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Founder of the Positive MOM® and creator of the S.T.O.R.Y. System: a blueprint to craft and share powerful stories that will transform your results and help others do the same. Dr. Elayna Fernández is a single mom of 4, an award-winning Storyteller, Story Strategist, and Student of Pain. She’s a bestselling author, internationally acclaimed keynote speaker, and 5x TEDx speaker. She has spoken at the United Nations, received the President’s Volunteer Lifetime Achievement Award, and was selected as one of the Top Impactful Leaders and a Woman of Influence by SUCCESS Magazine. Connect with Elayna at thepositivemom.com/ef and follow @thepositivemom. To receive a gift from Elayna, click HERE.

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